RULES

Applied Underwriters, Inc., Official Contest Rules

These Applied Underwriters, Inc. Official Contest Rules ("Official Contest Rules") apply to each Promotional Sales Contest (the "Promotion") held by Applied Underwriters, Inc. ("Company") as listed on the Company's Official Contest Schedule (the "Contest Schedule"). Rewards apply to SolutionOne® quotes and deals only.

For each Promotion, beginning at 12:00 AM PDT on the Promotion Start Date, as listed on the Contest Schedule, through 11:59 PM PDT on the Promotion End Date, also listed on the Contest Schedule (the "Promotion Period"), submit via email or fax new business submissions with an effective date within the Quotation Effective Period, as listed on the Contest Schedule, to the Company for SolutionOne®. Only complete bona fide submissions, as determined exclusively by the Company in its absolute sole discretion, will be valid. For rewards requiring deals to be closed, the deals must be closed by the Promotion End Date in order to be considered valid.

Rewards are awarded to quote and deal counts by individual producer, not agency. Qualifying participants are limited to one prize per category. For those categories requiring a count of quotes per month, quotes must be sent by 11:59 PM PDT on the last day of each month during the Promotion Period. Each category is determined as listed on the Company's Official Contest Rewards and Categories ("Official Contest Rewards and Categories"). Qualifying participants can choose a specific category prize if they meet the category award standards, but only one prize per category will be awarded. The Official Contest Rewards and Categories shall govern if there is a conflict between it and any advertising material. Qualifying participants must be at least 21 years of age if an alcoholic beverage is chosen as a prize.

For rewards with options (size, color, right/left-handed, flavor, etc.), qualifying participants will work directly with their Company Sales Representative to determine a selection. All rewards will be shipped at the Company's expense. Rewards will only ship to a physical address, no P.O. Box deliveries. For all alcoholic beverage shipments, someone 21 years of age or older must be available to sign for the shipment. No transfer, assignment or substitution of a prize is permitted. The Company reserves the right in its absolute sole discretion to substitute a prize for an item of equal or greater value in the event an advertised prize is unavailable. Allow up to six weeks for delivery after confirmation of the award.

The awarding of rewards shall be final, binding, and conclusively decided by the Company in all matters relating to this Promotion, including, without limitation, qualification for a prize. By participating in this Promotion, entrant agrees to abide by these Official Contest Rules, which are a contract without limitation and a limitation of your rights and remedies as detailed herein. This Promotion is void where prohibited by law.

Except where prohibited by law, each entrant and/or qualifying participant agrees that: (1) any and all disputes, claims and causes of action arising out of or connected with any Company Promotion or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by arbitration with the American Arbitration Association ("AAA") held in a location reasonably convenient to entrant/qualifying participant by a sole arbitrator pursuant to the applicable rules and procedures established by AAA; this arbitration agreement is made pursuant to a transaction involving interstate commerce and shall be governed exclusively by the Federal Arbitration Act 9 U.S.C. §§1-16; (2) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, but in no event will attorneys' fees be awarded; and (3) no punitive, incidental, special, consequential or other damages, including, without limitation, lost profits may be awarded (collectively, "Special Damages"); and (4) entrant and/or qualifying participant hereby waives all rights to claim Special Damages and all rights to have such damages multiplied or increased.

Rewards not claimed or that are forfeited will not be awarded. All incurred taxes (federal, state, or local) on or connected with any reward, and the reporting consequences hereof, are the sole responsibility of each qualifying participant.

None of the prize manufacturers or retailers are sponsors of any Company Promotion including, but not limited to: Aervana, Avina®, Bien Nacido Vineyard, Bottle Fermented Cellars, Boschetti Vineyard, Castello di Amorosa, Coravin System, Galvin Green, Garmin®, Hagafen Cellars, Happy Canyon, Laguiole®, Leupold®, MacKenzie Walker, Savage Cellars, Scotty Cameron®, Sovrano, TaylorMade®, Titleist®, USGA®, Vokey Design®, Voleurs de Vin, LLC, Westerly Wines, and Zenith Vineyard.

The Company reserves the right, its absolute sole discretion, without prior notice and at any time, to terminate the Promotion, in whole or in part, and to modify and/or suspend these Official Contest Rules.

Applied Underwriters, Inc.®, and SolutionOne® are registered trademarks of Applied Underwriters, Inc.



Applied Underwriters, Inc., Contest Schedule

Name of Promotion Promotion
Start Date
Promotion
End Date
Quotation
Effective Period
Great Golf Giveaway® 2018 4/3/18 8/31/18 5/22/18 to 8/10/18
Mighty Big Harvest® 2018 7/2/18 11/30/18 8/20/18 to 11/12/18


Applied Underwriters, Inc., Official Contest Rewards & Categories


GREAT GOLF GIVEAWAY® 2018

Available rewards for the Great Golf Giveaway® 2018:

USGA® 1-year membership
One Dozen Titleist® Pro V1® golf balls
Titleist® Players 5® stand bag
MacKenzie Walker golf bag - standard, original, leather
Scotty Cameron® putter
TaylorMade® putter
Titleist® Vokey Design® SM7 TM wedge
TaylorMade® M4® driver
TaylorMade® M4® fairway
TaylorMade® M4® rescue
TaylorMade® M3® driver
TaylorMade® M3® fairway
TaylorMade® M3® rescue
TaylorMade® M4® irons - graphite (8 clubs, 3-PW)
Titleist® 917D® driver
Titleist® 917F® fairway
Titleist® 818H1® hybrid
Titleist® AP1® irons - graphite (8 clubs, 3-PW)
Leupold® GX®-5i3 rangefinder
Titleist® Club Life backpack
Titleiest® Professional backpack
Galvin Green "Lance" full-zip jacket
Galvin Green "Dwayne" half-zip pullover
Galvin Green "Stone" hat


View Reward Levels

PRO COURSE (those already doing business with us)

Category Category Name Requirement Reward
1 Pro 1 3 Quotes One dozen Titleist® Pro V1® golf balls
2 Pro 2 At least 1 Quote Per Month During the Quotation Effective Period One dozen Titleist Pro V1® golf balls and a Galvin Green "Stone" hat
3 Pro 3 6 Quotes Titleist® Club Life backpack or Titleist® Vokey Design® SM7TM wedge
4 Pro 4 At least 2 Quotes each month during the Quotation Effective Period Titleist® Club Life backpack or Titleist® Vokey Design® SM7TM wedge and one dozen Titleist® Pro V1® golf balls
5 Pro 5 10+ Quotes Choice of Galvin Green "Dwayne" insula half-zip pullover and "Stone" hat or a Hybrid (choose from the TaylorMade® M3®, TaylorMade® M4® or Titleist® 818H1®)
6 Pro 6 Close 1 Deal Choice of TaylorMade® TB Black Copper Collection putter (Ardmore 3, Juno, Mullen 3, or Soto)
7 Pro 7 Close 2 Deals Choice of one of the following two prize packages:

OPTION A: TAKE CONTROL OF YOUR LONG GAME: Choice of driver (choose from the TaylorMade® M3®, TaylorMade® M4® or Titleist® 917D®), one dozen Titleist® Pro V1® golf balls

-OR-

OPTION B: TAKE CONTROL OF YOUR SHORT GAME: Choice of putter (choose from Scotty Cameron® Select or Futura), Titleist® Professional backpack and one dozen Titleist® Pro V1® golf balls
8 Pro 8 Close 4 Deals Choice of one of the following two prize packages:

OPTION A: CHOOSE YOUR IRONS: Titleist® AP1® or TaylorMade® M4® graphic irons (8 clubs, 3-PW)

-OR-

OPTION B: IT'S ALL ABOUT YOUR LONG GAME: Driver (choose from the TaylorMade® M4®, TaylorMade® M3® or Titleist® 917D®), Hybrid (choose from the TaylorMade® M4®, TaylorMade® M3®, or Titleist® 818H1®), Fairway (choose from the TaylorMade® M4®, TaylorMade® M3®, or Titleist® 917F®), a Titleist® Players 5 stand bag
9 Pro 9 Close 8 Deals Choice of one of the following two prize packages:

OPTION A: THE PERFECT SET: Driver (choose from the TaylorMade® M4®, TaylorMade® M3® or Titleist® 917D®), Fairway (choose from the TaylorMade® M4®, TaylorMade® M3®, or Titleist® 917F®), Titleist® 818H1® 19 Hybrid, Titleist® 818H1® 21 Hybrid, Vokey Design® SM7TM wedge, Scotty Cameron® putter, set of Titleist® AP1® Graphite irons, Titleist® Player 5 stand bag, Leupold® GX-5i3 rangefinder, and a dozen personalized Titleist® Pro V1® golf balls

-OR-

OPTION B: WALK IN STYLE: Driver (choose from the TaylorMade® M4®, TaylorMade® M3® or Titleist® 917D®), Fairway (choose from the TaylorMade® M4®, TaylorMade® M3®, or Titleist® 917F®),Titleist® 818H1® Hybrid, set of Titleist® AP1® Graphite irons, MacKenzie Walker golf bag, a dozen personalized Titleist® Pro V1® golf balls, Galvin Green "Lance" interface full-zip jacket and Galvin Green "Stone" hat
10 Pro 10 Close 12 Deals Customized Golf Experience

PUTT PUTT COURSE (those working with us for the first time)

Category Category Name Requirement Reward
10 Putt Putt 1 Submit Your 1st Quote One-year USGA® membership
11 Putt Putt 2 Close Your 1st Deal TaylorMade® putter (Spider or TB Black Copper Collection)


MIGHTY BIG HARVEST® 2018

Available rewards for the 2018 Mighty Big Harvest:

PREMIUM WINES

Savage Cellars Sparkling Brut, Lodi
Savage Cellars Sauvignon Blanc, Santa Barbara
Savage Cellars Rose, California
Savage Cellars Chardonnay, California
Savage Cellars Pinot Noir, Rodger's Creek Vineyard, Sonoma Coast
Savage Cellars Pinot Noir, Zenith Vineyard, Willamette Valley
Savage Cellars Merlot, California
Savage Cellars Cabernet Sauvignon, California
Savage Cellars Zinfandel, Russian River Valley


ULTRA-PREMIUM WINES

Castello di Amorosa Spumante del Castello, Napa Valley
Castello di Amorosa Pinot Bianco, Sonoma County
Castello di Amorosa Chardonnay, Bien Nacido Vineyard, Reserve
Castello di Amorosa Pinot Noir, North Coast
Castello di Amorosa Merlot, Napa Valley
Castello di Amorosa Zinfandel, Boschetti Vineyard, Russian River Valley
Castello di Amorosa Cabernet Sauvignon, Napa Valley
Castello di Amorosa Sangiovese, Napa Valley
Castello di Amorosa Gioia, Rosato di Sangiovese, California
Hagafen Kosher Cabernet Sauvignon, Napa Valley


WINE CLUBS

La Riserva Wine Club, Castello di Amorosa
Il Conte Wine Club, Castello di Amorosa
La Duchessa Wine Club, Castello di Amorosa


ACCESSORIES

Avina® Falcon bartender's corkscrew and bottle opener
Laguiole® 3-piece cheese knife set
Sovrano wine-chilling pearls
Aervana one-touch luxury wine aerator
6-bottle waxed canvas weekend wine bag
24-bottle wine refrigerator
Coravin Wine Access System


EXPERIENCE

Ultimate Reward: Trip for two to Napa
Includes airfare, car rental, accommodations, balloon ride, a tasting tour and a magnum of wine


Reward Levels

CONNOISSEUR (those already doing business with us)

Category Category Name Requirement Reward
1 Connoisseur 1 3 Total Quotes three bottles of premium wine
2 Connoisseur 2 1 Quote per Month in September, October & November three bottles of premium wine + Avina® Falcon bartender's corkscrew and bottle opener
3 Connoisseur 3 6 Total Quotes half a case of premium wine
4 Connoisseur 4 2 Quotes per Month in September, October & November half a case of premium wine + Laguiole® 3-piece cheese knife set
5 Connoisseur 5 10+ Total Quotes one case of premium wine + Sovrano wine-chilling pearls
6 Connoisseur 6 Close 1 Deal a case of premium wine -or- half a case of ultra-premium wine
7 Connoisseur 7 Close 2 Deals two cases of premium wine + Aervana one-touch luxury wine aerator -or- one case of ultra premium wine -or- a one-year La Duchessa Wine Club membership at Castello di Amorosa + 6-bottle waxed canvas weekend wine bag
8 Connoisseur 8 Close 4 Deals four cases of premium wine + 24-bottle wine refrigerator -or- two cases of ultra-premium wine -or- a one-year Il Conte Wine Club membership at Castello di Amorosa + a Coravin Wine System
9 Connoisseur 9 Close 8 Deals six cases of ultra-premium wine -or- five cases of ultra-premium wine + a Coravin Wine System -or- four cases of ultra-premium wine + a one-year La Riserva Wine Club membership at Castello di Amorosa
10 Connoisseur 10 Close 12 Deals Ultimate Reward: Trip for two to Napa includes airfare, car rental, 3 nights' accommodations, a hot air balloon ride, a tasting tour at Castello di Amorosa and a magnum of Castello di Amorosa Cabernet Sauvignon

NOVICE (those working with us for the first time)

Category Category Name Requirement Reward
11 Novice 1 Get Your 1st Quote one bottle of premium wine
12 Novice 2 Close Your 1st Deal one case of premium wine + Laguiole® 3-piece cheese knife set -or- half a case of ultra-premium wine
© Applied Underwriters, Inc., a Berkshire Hathaway company. Rated A+ (Superior) by A.M. Best. Insurance plans protected U.S. Patent No. 7,908,157.