Applied Underwriters, Inc., Official Contest Rules

These Applied Underwriters, Inc. Official Contest Rules (“Official Contest Rules”) apply to each Promotional Sales Contest (the “Promotion”) held by Applied Underwriters, Inc. (“Company”) as listed on the Company’s Official Contest Schedule (the “Contest Schedule”). Rewards apply to SolutionOne®, JumboGC®, Livery, Box Truck, and Blue Ridge Specialty program deals only.

For each Promotion, beginning at 12:00 AM PDT on the Promotion Start Date, as listed on the Contest Schedule, through 11:59 PM PDT on the Promotion End Date, also listed on the Contest Schedule (the “Promotion Period”), submit via email or fax new business submissions with an effective date within the Quotation Effective Period, as listed on the Contest Schedule, to the Company for SolutionOne®, JumboGC®, Livery, Box Truck, and Blue Ridge Specialty programs. Only complete bona fide submissions, as determined exclusively by the Company in its absolute sole discretion, will be valid. For rewards requiring deals to be closed, the deals must be closed by the Promotion End Date in order to be considered valid. Deals closed may be aggregated between programs. For purposes of determining the reward level for aggregate deal totals, deals closed through Transportation and JumboGC will be converted to the equivalent number of deals closed under SolutionOne® for that level. The number of deals is then aggregated to determine the reward level.

Rewards are awarded to quote and deal counts by individual producer, not agency. Qualifying participants are limited to one prize per category. For those categories requiring a count of quotes per month, quotes must be sent by 11:59 PM PDT on the last day of each month during the Promotion Period. For those categories with premium thresholds, deals must be closed by the Promotion End Date in order to be considered valid towards total annualized premium for the Promotion Period. Each category is determined as listed on the Company’s Official Contest Rewards and Categories (“Official Contest Rewards and Categories”). Qualifying participants can choose a specific category prize if they meet the category award standards, but only one prize per category will be awarded. The Official Contest Rewards and Categories shall govern if there is a conflict between it and any advertising material. Qualifying participants must be at least 21 years of age if an alcoholic beverage is chosen as a prize.

One ICON i40L golf cart has been customized with autographs by drivers from the 2022 Indianapolis 500. In the event that more than one producer qualifies at Level 10 to earn a golf cart, the autographed golf cart will be awarded to the producer with the highest aggregate annualized written premium total, and any other qualifying producers will receive an equivalent ICON i40L golf cart without customization. For rewards with options (size, color, right/left-handed, flavor, etc.), qualifying participants will work directly with their Company Sales Representative to determine a selection. All rewards will be shipped at the Company’s expense. Rewards will only ship to a physical address, no P.O. Box deliveries. For all alcoholic beverage shipments, someone 21 years of age or older must be available to sign for the shipment. No transfer, assignment or substitution of a prize is permitted. The Company reserves the right in its absolute sole discretion to substitute a prize for an item of equal or greater value in the event an advertised prize is unavailable. During COVID-19, supply chains may have been interrupted. Allow up to nine weeks for delivery after confirmation of the award.

The awarding of rewards shall be final, binding, and conclusively decided by the Company in all matters relating to this Promotion, including, without limitation, qualification for a prize. By participating in this Promotion, entrant agrees to abide by these Official Contest Rules, which are a contract without limitation and a limitation of your rights and remedies as detailed herein. This Promotion is void where prohibited by law.

Except where prohibited by law, each entrant and/or qualifying participant agrees that: (1) any and all disputes, claims, and causes of action arising out of or connected with any Company Promotion or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by arbitration with the American Arbitration Association (“AAA”) held in a location reasonably convenient to entrant/qualifying participant by a sole arbitrator pursuant to the applicable rules and procedures established by AAA; this arbitration agreement is made pursuant to a transaction involving interstate commerce and shall be governed exclusively by the Federal Arbitration Act, 9 U.S.C. §§1-16; (2) any and all claims, judgments, and awards shall be limited to actual out-of-pocket costs incurred, but in no event will attorneys’ fees be awarded; and (3) no punitive, incidental, special, consequential, or other damages, including, without limitation, lost profits may be awarded (collectively, “Special Damages”); and (4) entrant and/or qualifying participant hereby waives all rights to claim Special Damages and all rights to have such damages multiplied or increased.

Rewards not claimed or that are forfeited will not be awarded. All incurred taxes (federal, state, or local) on or connected with any reward, and the reporting consequences thereof, are the sole responsibility of each qualifying participant.

None of the prize manufacturers or retailers are sponsors of any Company Promotion including, but not limited to: Adidas®, Blue Tees Golf®, Bushnell® Golf, Cleveland® Golf, Coravin®, Corkcicle®, Crate and Barrel®, Dave Pelz Golf®, Duckhorn®, Far Niente, Fortessa®, Hagafen® Cellars, ICON Electric Vehicles, Iron Horse, Laguiole en Aubrac®, Migration®, Peter Millar®, Players Towel, Rabbit®, Savage Cellars, Scotty Cameron®, Silver Oak, TaylorMade®, Vacu Vin®, and Wine Enthusiast®.

The Company reserves the right, in its absolute sole discretion, without prior notice and at any time, to terminate the Promotion, in whole or in part, and to modify and/or suspend these Official Contest Rules.

Applied Underwriters, Inc.®, JumboGC®, and SolutionOne® are registered trademarks of Applied Underwriters, Inc.

Date: 5/1/22

More Golf™ 2022, Official Contest Schedule

More Golf™ 2022, Official Contest Rewards

Available rewards for the More Golf™ promotion 2022:

• TaylorMade^® TP5x^® golf balls
• TaylorMade^® TP5x^® golf balls with initials
• TaylorMade^® FlexTech^® stand bag
• TaylorMade^® Stealth™ Driver
• TaylorMade^® Stealth™ Fairway
• TaylorMade^® Stealth™ Rescue
• TaylorMade^® Milled Grind 3 Wedge
• TaylorMade^® Spider GT Putter
• TaylorMade^® Stealth Irons (7 clubs; 4-PW or 5-PW, AW)
• Scotty Cameron^® Putter (Choose from Special Select or Phantom X)
• Cleveland^® Huntington Beach Premier Soft Putter
• Adidas^® Tour 360 XT-SL golf shoes
• Peter Millar^® Perth Performance Melange quarter-zip
• Dave Pelz Golf^® Putting Tutor
• Blue Tees Golf^® Series 3 Max Rangefinder with Slope
• Bushnell^® Wingman Bluetooth Speaker/GPS
• Players Towel^® microfiber golf towel
• Special edition Applied Underwriters^® St. Bernard golf club headcover
• Customized ICON i40L Golf Cart*

* Street legal subject to local laws. Check with your state, municipality, or subdivision.

More Golf^™ 2022, Official Contest Categories

Reward Levels

Pro Course (Those already doing business with us)

CATEGORY NAME

Level 1

REQUIREMENT

All programs: 3 quotes

REWARD

●    One dozen TaylorMade^® TP5x^® golf balls

CATEGORY NAME

Level 2

REQUIREMENT

All programs: 1 quote per month in July, August, and September

REWARD

• One dozen TaylorMade^® TP5x^® golf balls
• Players Towel microfiber golf towel

CATEGORY NAME

Level 3

REQUIREMENT

All programs: 6 quotes

REWARD

•     Peter Millar^® Perth Performance Melange quarter-zip

-OR-

•     TaylorMade^® Milled Grind 3 Wedge

CATEGORY NAME

Level 4

REQUIREMENT

All programs: 2 quotes per month in July, August, and September

REWARD

• TaylorMade^® Milled Grind 3 Wedge
• One dozen TaylorMade^® TP5x^® golf balls

CATEGORY NAME

Level 5

REQUIREMENT

All programs: 10+ quotes

REWARD

• Blue Tees Golf^® Series 3 Max Rangefinder with Slope

-OR-

• Bushnell^® Wingman Bluetooth Speaker/GPS
• Players Towel microfiber golf towel

CATEGORY NAME

Level 6

REQUIREMENT

SolutionOne^®: 1 deal closed
JumboGC^®: Deal(s) closed with ≥ $175,000 total annualized premium
Transportation: Deal(s) closed with ≥ $200,000 total annualized premium

REWARD

●  TaylorMade^® Stealth^™ Rescue

CATEGORY NAME

Level 7

REQUIREMENT

SolutionOne^®: 2 deals closed
JumboGC^®: Deal(s) closed with ≥ $425,000 total annualized premium
Transportation: Deal(s) closed with ≥ $500,000 total annualized premium

REWARD

OPTION A: TAKE CONTROL OF YOUR LONG GAME

• TaylorMade^® Stealth^™ Driver
• Two dozen TaylorMade^® TP5x^® golf balls with initials
• Special edition Applied Underwriters^® St. Bernard golf club headcover

-OR-

OPTION B: TAKE CONTROL OF YOUR SHORT GAME

• Scotty Cameron^® Putter (Choose from Special Select or Phantom X)
• Dave Pelz Golf^® Putting Tutor (putting aid)
• Two dozen TaylorMade^® TP5x^® golf balls with initials
• Special edition Applied Underwriters^® St. Bernard golf club headcover

CATEGORY NAME

Level 8

REQUIREMENT

SolutionOne^®: 4 deals closed
JumboGC^®: Deal(s) closed with ≥ $850,000 total annualized premium
Transportation: Deal(s) closed with ≥ $1,000,000 total annualized premium

REWARD

OPTION A: CHOOSE YOUR IRONS

• TaylorMade^® Stealth™ Irons (7 clubs; 4-PW or 5-PW, AW)
• Two dozen TaylorMade^® TP5x^® golf balls with initials
•  Special edition Applied Underwriters^® St. Bernard golf club headcover

-OR-

OPTION B: CHOOSE YOUR WOODS

• TaylorMade^® Stealth™ Driver
• TaylorMade^® Stealth™ Fairway
• TaylorMade^® Stealth™ Rescue
• Two dozen TaylorMade^® TP5x^® golf balls with initials
• Special edition Applied Underwriters^® St. Bernard golf club headcover

CATEGORY NAME

Level 9

REQUIREMENT

SolutionOne^®: 8 deals closed
JumboGC^®: Deal(s) closed with ≥ $2,600,000 total annualized premium
Transportation: Deal(s) closed with ≥ $3,000,000 total annualized premium

REWARD

THE PERFECT TAYLORMADE^® SET

• TaylorMade^® Stealth™ Driver
• TaylorMade^® Stealth™ Fairway
• TaylorMade^® Stealth™ Rescue
• TaylorMade^® Milled Grind 2 Wedge
• TaylorMade^® Spider GT Putter
• TaylorMade^® Stealth™ Irons (7 clubs; 4-PW or 5-PW, AW)
• TaylorMade^® FlexTech^® stand bag with embroidered initials
• Two dozen TaylorMade^® TP5x^® golf balls with initials
• Adidas^® Tour 360 XT-SL golf shoes
•  Special edition Applied Underwriters^® St. Bernard golf club headcover

CATEGORY NAME

Level 10

REQUIREMENT

SolutionOne^®: 20 deals closed
JumboGC^®: Deal(s) closed with ≥ $9,000,000 total annualized premium
Transportation: Deal(s) closed with ≥ $10,500,000 total annualized premium

REWARD

Customized ICON i40L Golf Cart

Reward Levels

Putt Putt Course (Those doing business with us for the first time)

CATEGORY NAME

Level 1

REQUIREMENT

All programs: Your first quote

REWARD

•   Special edition Applied Underwriters^® St. Bernard golf club headcover

CATEGORY NAME

Level 2

REQUIREMENT

All programs: Your first deal closed

REWARD

• Cleveland^® Huntington Beach Premier Soft Putter
• One dozen TaylorMade^® TP5x^® golf balls

More to Pour™ 2021, Official Contest Schedule

More to Pour™ 2021, Official Contest Rewards

Available rewards for the 2021 More to Pour™:

Premium Wines

●    Savage Cellars Sparkling Brut, California

●    Savage Cellars Sauvignon Blanc, Santa Barbara

●    Savage Cellars Chardonnay, California

●    Savage Cellars Rosé, California

●    Savage Cellars Pinot Noir, California

●    Savage Cellars Merlot, California

●    Savage Cellars Zinfandel, Russian River Valley

●    Savage Cellars Cabernet Sauvignon, California

Ultra-Premium Wines

●     Iron Horse® Brut X, Green Valley

●     Far Nienta® Chardonnay, Napa Valley

●     Migration® Pinot Noir, Russian River Valley

●     Duckhorn® Merlot, Napa Valley

●     Silver Oak® Cabernet Sauvignon, Alexander Valley

●     Hagafen® Kosher Cabernet Sauvignon, Napa Valley

Accessories

●    Coravin® Model Six wine system

●    Corkcicle® 3-piece insulated canteen and stemless wine glass set

●    Crate and Barrel® outfitted wine tote

●    Crate and Barrel® outfitted wooden picnic basket

●    Fortessa® double-wall wine bottle cooler

●    Laguiole en Aubrac® solid horn waiters corkscrew/wine opener

●    Rabbit® 6-piece wine tools set

●    Rabbit® automatic electric corkscrew

●    Rabbit® waiters corkscrew

●    Vacu Vin® wine saver

●     Wine Enthusiast® 24-bottle wine refrigerator

Customized Wine Experience

More to Pour™ 2021, Official Contest Categories

Reward Levels

Connoisseur (Those already doing business with us)

CATEGORY NAME

Level 1

REQUIREMENT

3 quotes

REWARD

●     Three bottles of premium wine

CATEGORY NAME

Level 2

REQUIREMENT

1 quote per month in September, October, and November

REWARD

●     Three bottles of premium wine

●     Rabbit® waiters corkscrew

CATEGORY NAME

Level 3

REQUIREMENT

6 quotes

REWARD

●     Half a case of premium wine

CATEGORY NAME

Level 4

REQUIREMENT

2 quotes per month in September, October, and November

REWARD

●     Half a case of premium wine

●     Rabbit® automatic electric corkscrew

CATEGORY NAME

Level 5

REQUIREMENT

10+ quotes

REWARD

●     One case of premium wine

●     Vacu Vin® wine saver

CATEGORY NAME

Level 6

REQUIREMENT

SolutionOne®: 1 deal closed
Livery: Deal(s) closed with ≥ $150,000 total annualized premium
Box Truck: Deal(s) closed with ≥ $150,000 total annualized premium
Blue Ridge: Deal(s) closed with ≥ $200,000 total annualized premium

REWARD

●     One case of premium wine

●     Vacu Vin® wine saver

-OR-

●     Three bottles of ultra-premium wine

CATEGORY NAME

Level 7

REQUIREMENT

SolutionOne®: 2 deals closed
Livery: Deal(s) closed with ≥ $350,000 total annualized premium
Box Truck: Deal(s) closed with ≥ $350,000 total annualized premium
Blue Ridge: Deal(s) closed with ≥ $500,000 total annualized premium

REWARD

●     Two cases of premium wine

●     Crate and Barrel® outfitted wine tote

-OR-

●     Half a case of ultra-premium wine

●     Corkcicle® 3-piece insulated canteen and stemless wine glass set

CATEGORY NAME

Level 8

REQUIREMENT

SolutionOne®: 4 deals closed
Livery: Deal(s) closed with ≥ $750,000 total annualized premium
Box Truck: Deal(s) closed with ≥ $750,000 total annualized premium
Blue Ridge: Deal(s) closed with ≥ $1,000,000 total annualized premium

REWARD

●     Four cases of premium wine

●     Wine Enthusiast® 24-bottle wine refrigerator

-OR-

●     One case of ultra-premium wine

●     Crate and Barrel® deluxe wooden picnic basket

CATEGORY NAME

Level 9

REQUIREMENT

SolutionOne®: 8 deals closed
Livery: Deal(s) closed with ≥ $2,200,000 total annualized premium
Box Truck: Deal(s) closed with ≥ $2,200,000 total annualized premium
Blue Ridge: Deal(s) closed with ≥ $3,000,000 total annualized premium

REWARD

●     Three cases of ultra-premium wine

●    Coravin® Model Six wine system

●     Laguiole en Aubrac® solid horn waiters corkscrew/wine opener

CATEGORY NAME

Level 10

REQUIREMENT

SolutionOne®: 12 deals closed
Livery: Deal(s) closed with ≥ $4,000,000 total annualized premium
Box Truck: Deal(s) closed with ≥ $4,000,000 total annualized premium
Blue Ridge: Deal(s) closed with ≥ $5,500,000 total annualized premium

REWARD

Customized wine experience

Novice (Those doing business with us for the first time)

CATEGORY NAME

Level 1

REQUIREMENT

Your first quote with Applied

REWARD

●     One bottle of premium wine

CATEGORY NAME

Level 2

REQUIREMENT

Your first deal closed

REWARD

●     One case of premium wine

●     Rabbit® 6-piece wine tools set

-OR-

●     Three bottles of ultra-premium wine

●     Fortessa® double-wall wine bottle cooler